* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, sans-serif;
}

body {
  background: #0b0f19;
  color: #ffffff;
}

/* NAVBAR */
.navbar {
  display: flex;
  justify-content: space-between;
  padding: 20px 40px;
  border-bottom: 1px solid #1f2933;
}

.logo {
  font-size: 22px;
  font-weight: bold;
}

.nav-links a {
  margin-left: 15px;
  text-decoration: none;
  color: #cbd5e1;
}

.btn {
  background: #2563eb;
  padding: 8px 16px;
  border-radius: 6px;
  color: white;
}

.btn-outline {
  border: 1px solid #475569;
  padding: 8px 16px;
  border-radius: 6px;
}

/* HERO */
.hero {
  display: flex;
  flex-wrap: wrap;
  padding: 80px 40px;
  gap: 40px;
}

.hero-text {
  flex: 1;
}

.hero-text h1 {
  font-size: 40px;
  margin-bottom: 20px;
}

.hero-text p {
  color: #94a3b8;
  margin-bottom: 20px;
}

.hero-buttons a {
  margin-right: 10px;
}

.hero-box {
  flex: 1;
  background: #111827;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #64748b;
}

/* FEATURES */
.features {
  padding: 60px 40px;
  background: #111827;
}

.features h2 {
  text-align: center;
  margin-bottom: 30px;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
}

.feature {
  background: #1f2933;
  padding: 20px;
  border-radius: 8px;
  text-align: center;
}

/* HOW IT WORKS */
.how {
  padding: 60px 40px;
}

.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 20px;
  text-align: center;
}

/* CTA */
.cta {
  padding: 60px 40px;
  background: #2563eb;
  text-align: center;
}

.btn-dark {
  background: #000;
  padding: 12px 24px;
  display: inline-block;
  margin-top: 20px;
  border-radius: 6px;
  color: white;
  text-decoration: none;
}

/* FOOTER */
footer {
  padding: 30px 40px;
  text-align: center;
  border-top: 1px solid #1f2933;
  color: #94a3b8;
}

.risk {
  font-size: 12px;
  margin-top: 10px;
}